First Residential Mortgage Services Corp. is a full service mortgage banker. We are direct lenders. I am a licensed mortgage originator in NJ. We offer a wide array of mortgage products, competitive rates and some of the most talented and dedicated employees in the industry.
Our experience enables us to fund all types of transactions such as basic residential purchases, refinances, investment properties, construction loans, mixed use, commercial properties and more.
First Residential also originates FHA loans. We are a Direct Endorsed Lender for HUD. This program is excellent for first time buyers allowing low down payments, gift money, and flexible underwriting standards on credit and debt to income ratios.
At First Residential, we have a mortgage loan custom suited for almost every borrower. We have built our reputation on service and efficiency.
We use a team approach when handling your loan transaction. Each member of our team handles a different part of the loan process. This allows each person to concentrate on his or her task and move your loan through the pipeline more efficiently.